Welcome to genvibe, and sorry to hear about the troubles
Obviously can't tell from here
I don't know about the on the 2.4L, but on the first gen 1ZZ engine, its possible to change the rod bearings without pulling the engine, just have to drop the pan, to get to them. Have to be careful of two critical things
- whatever you elevate the car with to gain access must be completely secure, or you could die
- when you remove the rod end caps, do not let the piston fall out of the cylinder or you will curse life trying to get it back in.
running a dry engine without oil can cause damage to many components, rod bearings are just one of them, but a potential cause if the knock you hear under load is the piston hitting the cylinder head.
Did you do the oil change, or did you have it done by someone else?
If you decide the risk of damage and the source of the oil loss are not worth the risk of small fixes and decide to go for a new engine,
https://car-part.com/ lets you search junkyards for a replacement engine. Around me, there are a number going for ~1400, which is money you don't want to have to spend, but reasonable compared to the cost of buying a different used car. Some yards will do the install for you. Get one that comes with some warranty, maybe only 90 days is all you can get but it guards against buying one that is DOA