Friggin windshield cracked!!!

ArcsVibe · Post by **ArcsVibe** » Tue May 25, 2004 1:44 am

Wow Mike what a crack!You know I am STILL waiting for the rubber housing for my windshield??? Damn I don't believe it....

ArcsVibe · Post by **ArcsVibe** » Tue May 25, 2004 2:10 am

Are you serious? It might sound stupid Rob but why would you be pulled over?

ArcsVibe · Post by **ArcsVibe** » Tue May 25, 2004 2:17 am

Thanks! I will remember that when I come down to Michigan to visit my bro LOL

drunkenmaxx · Post by **drunkenmaxx** » Tue May 25, 2004 2:31 am

i am just waiting for my newly aquired rock chip to spread and shoot my windshield tint/banner to hell!oh yeah, the other day, i fell and got a crack in my (removed)!

ragingfish · Post by **ragingfish** » Tue May 25, 2004 3:02 am

Well, bad news, for me. My insurance deductible is $500. The new winshield is $450 installed. Guess who's paying for it!Damn worthless insurance companies.

Psychobroker · Post by **Psychobroker** » Tue May 25, 2004 3:14 am

Quote, originally posted by ragingfish Â»Well, bad news, for me. My insurance deductible is $500. The new winshield is $450 installed. Guess who's paying for it!Damn worthless insurance companies.Well, not to be an (removed), but you could have paid for a lower comp deductible. Not really the Ins. Co's fault.. EDIT: As a matter of fact, call and ask them how much it would cost to upgrade to a lower deductible - usually doesn't cost much, and they'll spread the AP (additional premium) evenly between your remaining installments, then file a claim in a couple of weeks . EDIT 2: I just noticed that he called the Ins. Co. already, so this probably wouldn't work

ragingfish · Post by **ragingfish** » Tue May 25, 2004 3:25 am

Quote, originally posted by Psychobroker Â»Well, not to be an (removed), but you could have paid for a lower comp deductible. Not really the Ins. Co's fault.. EDIT: As a matter of fact, call and ask them how much it would cost to upgrade to a lower deductible - usually doesn't cost much, and they'll spread the AP (additional premium) evenly between your remaining installments, then file a claim in a couple of weeks . Unfortunately, this is beyond my control. I'm covered under my parents policy, and this was the best policy to fit their needs...

drunkenmaxx · Post by **drunkenmaxx** » Tue May 25, 2004 3:27 am

yep, you get penalized for using the very service you pay lots of money for!

Psychobroker · Post by **Psychobroker** » Tue May 25, 2004 3:32 am

Quote, originally posted by ragingfish Â»Unfortunately, this is beyond my control. I'm covered under my parents policy, and this was the best policy to fit their needs...Damn, that sucks

ragingfish · Post by **ragingfish** » Tue May 25, 2004 3:37 am

Quote, originally posted by Psychobroker Â»Damn, that sucks Yes and no. While I don' tget to do things such as hunt for a policy with a lower deductible, I AM paying significantly less under their policy than I would on a standalone policy...

AKLGT · Post by **AKLGT** » Tue May 25, 2004 4:14 am

i think my comp is set at $250 and my collision at $500. used to be $0 but then the family claimed one too many windshields in one year! LOL. after all, this is alaska.... and i had a crack on mine only 2 wks after i got it! alaskan beauty mark

Jahntassa · Post by **Jahntassa** » Wed May 26, 2004 2:54 pm

Quote, originally posted by ragingfish Â»Yes and no. While I don' tget to do things such as hunt for a policy with a lower deductible, I AM paying significantly less under their policy than I would on a standalone policy...Ain't THAT the truth. I had to switch to Geico down here in GA because it was actually MORE to insure with Allstate. Though that was because they had to double my coverage. GA requires 25k, 50k, 25k, whereas NJ is more like 12k, 20k, 12k. So the rates are less, but I need more coverage...bleh.

kostby · Post by **kostby** » Thu May 27, 2004 6:20 pm

Not to beat a dead horse, but be sure you've checked the Comprehensive deductible section of the policy, not the Collision. Unless your windshield cracked during an accident, it should be covered as a Comp loss, not Collision.A Comp deductible of $500 sounds kinda high, but I'm in the midwest, not Jersey. Mine is only $100 Comp deductible, $500 Collision deductible.IMHO most insurance agents don't do a good job of explaining what the coverages are, and how little EXTRA it costs to get ADEQUATE coverage, vs. MINIMUM coverage. Another unfortunate fact of life is that those with the greatest risk factors are usually uninsured.By sharing the risk & cost of accidents with a large pool of drivers, insurance is designed to protect you from very large losses (e.g. total loss of your vehicle), not EVERY loss (e.g. door ding in the parking lot).

Jahntassa · Post by **Jahntassa** » Fri May 28, 2004 1:37 am

Quote, originally posted by kostby Â»Not to beat a dead horse, but be sure you've checked the Comprehensive deductible section of the policy, not the Collision. Unless your windshield cracked during an accident, it should be covered as a Comp loss, not Collision.Actually..that's a good point. I hadn't even thought of that.. I don't know the details of Mike's policy, but from what i've gathered, it's under his parents' control, so they might've upped whatever deductables they could... dunno though.Mike, i'd say follow that advice, see if it fits into comprehensive..since it's not really a collision..

ragingfish · Post by **ragingfish** » Fri May 28, 2004 3:46 am

Quote, originally posted by Jahntassa Â»Actually..that's a good point. I hadn't even thought of that.. I don't know the details of Mike's policy, but from what i've gathered, it's under his parents' controlAffirmative.Quote Â»so they might've upped whatever deductables they could... dunno though.Not sure about that. Could be. Never bothered to ask.Quote Â»Mike, i'd say follow that advice, see if it fits into comprehensive..since it's not really a collision..Unfortunately, it's already been replaced. No longer able to go the insurance route.Liking the new glass though! It's tinted along the top, like every windshiled SHOULD be! So in addition to dots, I have tint! WOOOOO!You can tell where the top is tinted and the bottom isn't...

Celtic_Curse · Post by **Celtic_Curse** » Sun Jun 06, 2004 1:03 pm

Mine just took a hit under the passenger side windsheild wiper, now the crack has spread all the way to the drivers side. I was so pissed off didn't even notice till my wife pointed it out, I hate all the gravel they put down and take so long to clean up the impact from the rock chipped a spot I didn't even notice from inside the car so now way of knowing till it was too late. Going to get an estimate of how much it is to replace hopefully not too much.

ArcsVibe · Post by **ArcsVibe** » Mon Jun 07, 2004 2:29 am

I am still waiting for the piece to come in...I think I will drive down to another dealer and see what I can do, this sucks!

ragingfish · Post by **ragingfish** » Mon Jun 07, 2004 7:05 am

That's NUTS! I got my glass replaced within 2 days of my call to the dealer...anything over a week, by my standards, is unacceptable...

Keely · Post by **Keely** » Mon Jun 07, 2004 11:00 am

Quote, originally posted by Celtic_Curse Â»Mine just took a hit under the passenger side windsheild wiper, now the crack has spread all the way to the drivers side. CC, that's eerie. I've got the same crack in the same location, except on the driver's side under the windshield wiper. It's in the second week of June - they're not taking the gravel up this year in Calgary, no question about it.

ArcsVibe · Post by **ArcsVibe** » Mon Aug 09, 2004 1:40 am

NEWS UPDATE:I finally got my windshield replaced last week while on vacation. Cost me 100$ but finally no more ugly fugly crack to look at!!!

Friggin windshield cracked!!!

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