Stolen!

[aggie_vibe]

Last Thursday in front of my house middle of the day. Unfortunately, my mountain bike was inside and insurance won't cover it. Any clue on worth, just in case? '04 silver with 17" wheels, tint, hitch, power package, and 7000 miles.

[robdog]

the bike got stolen or the vibe......

[AKLGT]

holy crap! it was stolen???? did you keep all the window stickers? maybe that will help w/ determining value. obviously it won't be worth full sticker, but they will prob call around to the local dealers in the area and ask what cash or trade in value would be. sorry to hear your bad luck!

[ebslopp]

Hopefully they don't recover it, cause if they do, almost guaranteed that it's no longer in the same condition as before. Probably is totalled. Most of the time when people steal a car it's just for a joy ride which usually leads to a crash.

[aggie_vibe]

BOTH were stolen, as the bike was in the Vibe. No glass broken and all my keys are accounted for. I checked KBB and NADA. Their values for an '03 retail are between 15 and 16k, trade-in is like 13k. I put some money down, so I won't be upside-down, but it still sucks.I think if someone just wanted the bike, they could have broken in and taken it. Why steal the car too? That being said, I should not have left something valuable inside. Luckily, nothing else was in the vehicle to help them steal my identity.

[AKLGT]

maybe they'll take it to a chop shop and sell the parts on ebay... i do need the front inner fender liners.... and a lower bumper fascia... hmmm.... but, yes, hopefully they will not find it or if so, have it be totaled. most of the time, joy rides end in nothing left of the car... like they say, "drive it like you stole it" and since you have an 04 and not an 03, the resale value will be a little more than NADA. that's why most appraisers will contact local dealerships to ask what they would pay of what the market value of your vehicle w/ your options will be worth. and if you put money down, then you should hopefully get some of it back to replace it.

[savedbyzero]

dang! you guys are being b@stards! The guy just got his Vibe and his bike stolen! And all you guys can say is, "better hope they don't find, cause if they it'll be ****." and "I need those parts for MY vibe that I still HAVE!"that's wrong!

[AKLGT]

Quote, originally posted by savedbyzero »dang! you guys are being b@stards! The guy just got his Vibe and his bike stolen! And all you guys can say is, "better hope they don't find, cause if they it'll be ****." and "I need those parts for MY vibe that I still HAVE!"that's wrong!wow. note the since we were joking. the concern from other members is that if the car is found, it's highly unlikely it will be in the same perfect condition as it was originally. unless it's a neighbor or friend playing a bad practical joke, your vibe has just depreciated ten fold! anytime you are in an accident of more than $500, your vehicle is considered imperfect and will never qualify for true retail value or excellent condition. it would be more beneficial for them to show it a total loss and get a NEW 04, then get a fixed, greatly depreciated vibe back. nothing worse then getting a reconstructed vehicle! best of luck to you, aggie!

[Psychobroker]

Quote »dang! you guys are being b@stards! The guy just got his Vibe and his bike stolen! And all you guys can say is, "better hope they don't find, cause if they it'll be ****." and "I need those parts for MY vibe that I still HAVE!"that's wrong!Dude, after all the negative posts you leave sprawled all over these forums, you need to CHILL OUT...didn't you see the smileys TRD included? That's SUPPOSED to relay a sense of "joking". Why the HELL would a Vibe owner really feel this way about another? To the original poster...I hope they recover it in tip-top shape, with any damage being minimal and covered under your insurance.

[savedbyzero]

Whatever! If it's about something serious, there is never anything negative said from me. Actually, I don't say anything negaative. I've spread nothing but my opinion. So if your opinion of me is that I'm negative, then call me the a$$hole of the forum. I guess I'm the new NovaResource. If you want me to be negative, you'll see negative! I always make sure it is OBVIOUSLY clear that I'm messing around, then try to add helpful thought.Yes, I realize you were joking, but if it was me in that situation, nothing would be joke to me. Sorry if I was harsh, but I really didn't see one bit of concern for the poor guy!Anyways, this would really suck. I couldn't imagine! I hope everything turns out for the best. I know I would be WAY pissed. There would definitely HELL to pay.

[ebslopp]

Right on, Hope!

[AKLGT]

saved, i understand that no one wants to be in that position to go walk out to the drive way and your car be gone! of course it's not a good situation. i would be extremely pissed as well! but let's not be jerks and start flaming each other about playful posts or choice of cars. it's not going to help aggie's situation other then just cause more drama on "days of our vibes" or take over his thread. we're already off topic. i'm tired of all the drama queens here making a fuss over every tiny little issue. let's think a little more about what we write before we hit "post" and cause problems. i have no further comment on this. i do hope, aggie, if they find your beloved vibe, it's in mint condition and was just some kind of stupid prank.

[savedbyzero]

Whatever. I'm done with it. It's an open forum. Expect to hear the truth from me and not always candy-coated. That's life. Not trying to be a jerk, just irritates me that someone could poke fun at a situation like this. It wouldn't make anyone laugh in this situation. I hope the situation is resolved.And Mod's, don't lock the thread. This guy needs some support! Good luck with resolving it.

[rasermon]

Please resolve your discussion via IM. otherwise I will delete most of the post in this thread.

[AKLGT]

rich, don't worry. i'm done discussing.and yes, aggie vibe needs some support from everyone. anyone ever had something like this happen to them? if so, what did you do to resolve it?? perhaps other members can lend some experience to the situation.

[aggie_vibe]

LOL, I'm not offended! Funny, I'm more upset about the bike than the car (insurance). I may contact the local dealers myself and see what they have to say. I agonized forever before I got the Vibe. My first choice wasn't silver, but they were the only base model 5 speeds I could find within the state for two months. Hmm, I might want to check and see what else is coming out for '05 besides the facelift Vibe.

[russ257]

here is an idea check with your home owners insurance and see if they can do anything about your bike. its a longshot but its worth a try. Sorry to hear about your loss.

[savedbyzero]

I know if anything gets stolen out of my car, it's covered under my insurance, such as my Camera equipment and such. I guess it would depend on your policy/agency.I would think it should be replaced. Stick to your guns!

[snowman]

Check with your insurance, I have a special rider on my policy that waives any depreciation on my car for TWO years. Thats right I get full value to buy a new vibe if mine is totalled. Its worth the extra $20-30 a year on my policy for that peace of mind.I got my bike stolen from my University apartment when I was younger and it was fully covered under my parents home owmer policy at the time.Good luck....and sorry about your bad luck....

[Psychobroker]

That's actually a very good suggestion Russ. Depending on Aggie's deductible, it might be worth it...Quote » Q: I'm purchasing an expensive mountain bike. Will it be covered under my homeowners insurance policy? A: Like most of your personal property, your mountain bike should be covered under the named perils section of your homeowners insurance policy for both on- and off-premises damage. In other words, if your bike is lost while you are on vacation or stolen from your home, it will most likely be covered under your homeowners policy. One thing to keep in mind is that if something happens to your bike and you need to replace it, your policy deductible may exceed the actual value of your bike (e.g., your policy has a $500 deductible and your bike is valued at $400). Therefore, it might not always make sense to file a claim for your bike with your insurance carrier. You can always try lowering your deductible amount, but this usually increases the cost of your homeowners insurance coverage. If you do file a claim for your bike, it's important to note that most homeowners insurance policies offer actual cash value coverage, which would reimburse you for the replacement value of your bike minus depreciation. This means that you could end up being reimbursed for less than what it would actually cost to replace your bike. To make sure that your bike is adequately covered, find out if your insurance carrier offers replacement cost coverage, which would reimburse you for the actual cost of your bike without taking depreciation into account. If your homeowners policy does not provide adequate coverage for your mountain bike, consider purchasing a floater. A floater covers more perils, provides replacement cost coverage, and has no deductible. However, an insurance company will probably require you to have your bike appraised when you purchase a floater.I found this in a FAQ at Insurance.com, which is where I purchased my auto insurance policy. Good luck Aggie!Oh, and saved...opinion or not, you still need to chill...and that is MY opinion on the matter.

[joatmon]

I'd be really upset if my car was stolen, sounds like you're taking it all in stride. Good luck with the insurance and keep us posted on developments.

[scherry2]

Wow sorry to hear about your vibe, good thing you have insurance, and it wasn't a family member sorry about the bike.

[Mavrik]

I hope its found in one piece and not damaged or totally chopped so you can get another one. Good luck with everything, you just got hit by gone in 60 seconds GOOD LUCK!

[ragingfish]

My first car was an 89 Bonneville. Ironically, I got it BECAUSE it was stolen. My parents had taken it to the dealer for service. They left it outside the garage when it was done, we were going to go pick it up the following day. My dad went to pick it up, and he couldn't find it. The dealer said it was right outside. He walked around the building. Never found it.The dealer went to find it, realized it wasn't where they'd left it. It had been stolen.We drove around for weeks, often chasing cars because we thought it was ours. Finally, 6 weeks later, we received a call from the police. They'd found the car. It was sitting in the loading dock of the Foodtown, directly across the street from the dealer. That's right. The car never moved more than 1000-2000 feet (the odometer supported it). The steering column had been ripped open, there had been some damage to the lock. That was it. The grocery store had called to have the car towed, it appeared to have been abandoned. Had they not called to have it towed, we'd probably still, to this day, be looking for it.The moral of the story is, many cars are stolen by kids looking for a joyride. There's still hope yours could just be down the street abandoned.Stay optomistic!

[Jahntassa]

I don't think i'd recover from foaming at the mouth that would result from my car being stolen. Of course, my car is a fairly important part of my life, and a lot of care goes into it..I too, am amazed with how "in stride" you're taking it! I applaud you, and I really hope you get it back before long, and with very little incident. Hopefully with the bike too! I can appreciate a really good bike, and I'm so mad that you lost both!Sadly, now I don't feel ultraparanoid about my Vibe. I feel ever so slightly less paranoid due to the alarm system I have in it..but I know someone will get it if they want it bad enough.Keep strong! We support ya!

[cdFxer]

Oh...my....but...but....they...took...your BIKE?!?!?!?!?!!! AUUUGGGGHHHHH I would be having major kittens right now!!!!! I ALWAYS keep my eyes out for bikes/racks on vehicles. If I see it in Central IL, you will know ASAP!!! Going on a trip to TN/AL and will keep an eye out!Oh.....my....(cant get over the bike).....My mountain bike might be getting a bit old (00') but it survived what the heckever I didnt in the crash

[cdFxer]

Oh yes, sorry about the Vibe! Hope it gets found ASAP.What kind of bike? (Im still stuck on the bike, sorry guess ya know where my heart is)

[Nervous_Dog]

Good luck and hope you get it back without any damage. I can't believe they won't cover your bike, is it because it wasn't "installed" in your vehicle? That's just not right!

[Merzbow]

Man, I'd go crazy if someone stole my car! Why can't people just earn their own sh*t instead of going around taking other people's hard earned property!!!

[redlava]

Quote, originally posted by Merzbow »Man, I'd go crazy if someone stole my car! Why can't people just earn their own sh*t instead of going around taking other people's hard earned property!!! Because it is too easy to steal something than work for it. Sorry to hear about your ride. Now you can get a new car and make it bigger and even better than before.

[pmh013]

Quote, originally posted by Nervous_Dog » I can't believe they won't cover your bike, is it because it wasn't "installed" in your vehicle? That's just not right!My understanding of the way auto insurance works is that it never covers the contents of your vehicle: CD's, purses, clothing, etc. If your car is broken into or stolen, then you need to make two insurance claims: one on your auto insurance to cover the damage to the car, and a second on your house insurance to cover the contents of the vehicle. It's a raw deal.Anyway, sorry to hear about your car ... I've been waiting for an update to say it's been found. Any news?

[Pablo1669]

when I had my car broken into, they only covered the stuff that was "installed" in my car. they told me to check with my home-owners insurance (or my mom's for that matter) to get my other stuff taken care of.Good luck with finding your car, I know how much of a pain that can be because in Flint (where I go to college) car thefts happen every week at my school.

[Fialchar]

I'm truly sorry to hear about this If you're anything like me, then your Vibe is your heart. I hope it's recovered or taken care of by your insurance. Good luck.

[yank dini]

Quote, originally posted by rasermon »Please resolve your discussion via IM. otherwise I will delete most of the post in this thread.what's up man!LOL!

[yank dini]

Sorry to hear that but this has happended to me twice with the same vehicle (Pontiac Vibe) in 2002. They weren't able to steal it because I had an AutoLock on it both times but things were stolen...I had Progressive and this is what they do.1. If you lease the car they must replace all parts Brand New from the factory. No exceptions2. If you are purchasing then expect hand me downs.3. ANything that wasn't "bolted" to the vehicle is not covered. They got me for a sound system and I made the mistake and told them that the Kicker Box wasn't bolted and that wasn't covered. I had to lie and say the amp was but it was only secured by Velcro cause I didn't wanna drill holes yet.4. If they total it then you will get Blue Book Value and any after market you added if you have the receiptsGood Luck

[Slimer]

So I have to ask- why is insurance giving you crap? It should be fairly straightforward...I had a car stolen from my high school parking lot, and I had the insurance inside of a week. Your insurance shouldn't be jerking you around, if your car was properly registered and insured. You shouldn't have to prove its value or whatever. What's different about this case that they're giving you so much grief?

[yank dini]

Oh they didn't give me any grief except the fact that they wouldn't cover my Kicker box which was about $400.00 or so but everything else was covered.I was just fillin him in on what to expect since I've been though it a couple of times

[aggie_vibe]

No sign of my car yet. I think they total it after two weeks (few days from now). The bike was a Giant NRS 3, if I didn't already say.I was given a rental ($20/day) despite not having rental car coverage - somehting about 'loss of use'. It is a Mazda Protege and it drives pretty nice. I did stop by the Mazda dealer to check out the new 3 hatchback - very competetive with Vibe. Less cargo, but better ride and less noise. Vibes are heavily discounted now though.

[Herb]

Quote, originally posted by aggie_vibe »I was given a rental ($20/day) despite not having rental car coverage - somehting about 'loss of use'. It is a Mazda Protege and it drives pretty nice. I did stop by the Mazda dealer to check out the new 3 hatchback - very competetive with Vibe. Less cargo, but better ride and less noise. Vibes are heavily discounted now though.I looked at a Mazda 3 recently, but I still have problem with headroom. Based on that alone, I'm gonna stick with my Vibe.

[aggie_vibe]

I agree on the Mazda3 headroom issue, particularly with the sunroof. I'm 5' 10" and sit upright. Luckily, the 3 has a tilt/telescope steering wheel and seat height adjustment. I was able to find a good position where I was comfortable, could see the gauges, and reach the shifter and pedals, but there was only 1" of space over the left side of my head. Not a deal breaker, but I will think twice about the sunroof (my Vibe didn't have one).It's been two weeks today since the Vibe was stolen. Should hear something from the insurance company.The 3 is hot right now - no incentives, not even low financing. The Vibe, on the other hand, has about $3000 off!

[Charlievibe]

I thought I would share this with you.....I just went out on the local Pontiac dealer site and they are selling a 2003 Vibe, with 17,835 miles on it, for $14, 988. They claim that the retail price is $15, 630.I have been hoping that they would find your Vibe, I just can't believe someone would steal one. And since there aren't that many out on the road yet (in comparison to the Camry or Accord), I just can't believe that there would be an after-market value for a chop shop. But, I could be very wrong.I am really sorry to hear about your loss.Quote, originally posted by Merzbow »Man, I'd go crazy if someone stole my car! Why can't people just earn their own sh*t instead of going around taking other people's hard earned property!!! I have to be honest with you...having a car stolen is nothing like coming home after a business trip and you haven't slept in close to 48-hours because of the traveling and lay-overs and airline problems, and discovering that not only was your place broken into and all of your stuff stolen, but the theives lived in your place for a few days, slept in your bed and ate all your food. Then, to add insult to injury, they crapped in the toilet, peed in the sink and turned off all of the power so any remaining food in the fridge and freezer went bad. Then when you call 911 to report it, you are told that this isn't a call for 911, that you have to phone the precinct closest to you and you have no idea if the people are even still in your place. From my stand point, I would rather have my car taken than go through that again. But that is just me.