Have you heard about Michigan insurance rates

syclnjr · Post by **syclnjr** » Fri Mar 19, 2004 8:25 pm

So I am sitting aorund last night reading the paper and they are going to raise our damn insurance rate by 127 bucks a year for each car that you have insured. Just thought I would let all us michiganers know if they haven't found out already.

cohocarl · Post by **cohocarl** » Fri Mar 19, 2004 10:37 pm

Yes, I saw something on the news about that. I don't know too much as to why, but the news segment I saw basically said it's to cover "no-fault" losses due to uninsured motorists, and long-term catastrophic losses. Those of us law-abiding, responsible citizens paying for the irresponsible again.Hell, between Grandholm's new vehicle/trailer licencing fee structure, and automobile insurance in MI, I think I may go back to a horse. We recently had to take a cut in pay at work due to the consumer price index dropped, so it must not cost as much to live as it used to.

blake31 · Post by **blake31** » Sat Mar 20, 2004 12:20 am

actually... the increase is $27 per vehicle, adding that to the $100 they tacked on last year brings it up to the $127 per vehicle you were referring to. so it's not as bad as you thought, but still worth some frustration

syclnjr · Post by **syclnjr** » Sat Mar 20, 2004 4:58 am

Thanks blake 31 I guess I misrread it. I am just pissed about Granholm and her hikes in everything.

Triton · Post by **Triton** » Sat Mar 20, 2004 5:31 am

Quote, originally posted by syclnjr Â»Thanks blake 31 I guess I misrread it. I am just pissed about Granholm and her hikes in everything.I don't like the hikes either but it seems to me she has to do something to balance the crappy budget she was left with from Engler.

blake31 · Post by **blake31** » Mon Mar 22, 2004 8:27 pm

while we're on the topic...how much does everyone (in michigan) pay for insurance?i'm paying $1218 a year for my vibe with State Farm. (multi-car discount, discount for having my home ins. with them too). i'm 30 with no tix in the last 5 years.how's this compare with you?

lumpcus · Post by **lumpcus** » Mon Mar 22, 2004 8:50 pm

i pay 1800 on my gt and i'm 22, can't wait for the drop when i turn 23 also 1 ticket My agent said it'll drop over 300.00 when i turn 23, ah well another 8 months to go though

syclnjr · Post by **syclnjr** » Tue Mar 23, 2004 6:27 am

I pay abotu 1200 a year for the Vibe, 2600 or so with all teh other vehicles on full coverage, my wifes cougar my show truck and renters insurance through state farm

nismo · Post by **nismo** » Thu Mar 25, 2004 1:27 pm

Hey guys,Yeah, I heard bout this too. But I didn' know it was that substantial. That kinda sucks that we honest citizens gotta pay for the irresponsible. We got 4 cars in the house. Everyone of them is one full coverage. We got my 04 Vibe, my dad's 03 Taurus, and then my bro's 03 Sentra Spec-V and his 98 Sentra XE. All under the same person's name. Kinda of a bummer. O well, whatha gonna do. Take it easy guys, peace.Inder Singh

Impetus · Post by **Impetus** » Wed Mar 31, 2004 3:51 pm

Really? I don't recall my insurance lowering at 23 (even with a spotless record). It didn't lower until I turned 25.

meankangaroo · Post by **meankangaroo** » Tue Apr 06, 2004 4:12 am

I pay about $1000/year now for my brand new GT. State Farm, no accidents/tickets ever. It's up about $350/year over what I was paying for a '93 Saturn SW2 with 160K miles...

fire_502 · Post by **fire_502** » Sat Apr 10, 2004 1:17 pm

I pay just under 1400 and I'm 24 with probably only 1 speeding ticket still left on the record, but my mom told me yesterday that it just went up. I'm not sure how much yet.

dsegundo · Post by **dsegundo** » Sun Apr 11, 2004 10:16 pm

man, what I wouldn't give for at-fault insurance at this moment.

fire_502 · Post by **fire_502** » Mon Apr 12, 2004 11:21 am

We have Citizens. When I got the Vibe, they told me to stay on my dad's policy so we could get the multiple-car discount. I'm not convinced it's a discount. My sister was supposed to be looking into other companies, but I think she dropped the ball. How long do insurance companies keep tickets on your record? I think speeding tix come off your driving record after 2 years and 3 months, but I think insurance keeps them longer. Anyone know?

fire_502 · Post by **fire_502** » Mon Apr 12, 2004 11:35 am

Hmm...that sucks. Apparently the government is charging $7 to request your own driving record. I wonder if they would just tell you what's on it if you stopped by the police station. http://www.michigan.gov/sos/0%....html

GlenW · Post by **GlenW** » Mon Apr 12, 2004 12:25 pm

I have State Farm w/multiple car and homeowners discount. I'm only paying $939.00 a year. Base Vibe, 37, No tickets

Have you heard about Michigan insurance rates

Have you heard about Michigan insurance rates

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