Got rear ended on my way to work yesterday - 56K good luck - UPDATED 8/23/07

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98ex
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Got rear ended on my way to work yesterday - 56K good luck - UPDATED 8/23/07

Post by 98ex »

Well the title pretty much sums it up. I was on I635 westbound about 1/4 from exit 25 (Webb Chapel / Josey Lane for you DFW members) in the #4 lane (fast lane) when traffic came to a stop (rush hour) I stopped ok, the truck that hit me did not. (there was 1 f'n scratch on the truck, that is it) He swerved into the HOV lane but didn't quite make it. Dallas PD cited him for Following too closely so he is at fault (pretty much in Texas if you rear end anyone regardless of reason, it is your fault) Pics will show damadge. According to Toyota it isParts - $848.73Body Labor - $596.00Paint Labor - 336.00Paint supplies - 252.00Sub total - $2,032.73 + 90.81 (tax) = $2,123.54 Estimate only. This is only if they are able to pull out the rear 1/4 panel and fix, if it needs to be replaced they said add approximately another $1,000.00 to that. 7 days repair time (12 if 1/4 panel needs to be replaced) Sucks for guys insurance company cause I have fender flares on my car and Toyota does not carry them, they did not even have them in the system, but luckily the guy at the body shop was cool and used the price from the website on the estimate. Only place I have been able to locate (and I am soooo glad I did the research yesterday on it for a MO member) is a website - which will not be named (I don't want MO members to cause a shortage on the flares hehehehe - I will name the place after car is repaired) SEE BELOW POST FOR UPDATE ON INJURIESOk now onto pics - 10 total
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Post by ajflan »

Holy huge pictures! But seriously, that sucks, glad to hear you're ok.
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98ex
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Re: (ajflan)

Post by 98ex »

Quote, originally posted by ajflan »Holy huge pictures! But seriously, that sucks, glad to hear you're ok.I said high res, I will see if I can adjust them.EDIT:Pics adjusted, if you want to get the HIGH res image, jsut right click, properties, grab link and paste into new browser. Then on the end of the link replace the .fs.jpg with .rs.jpg
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Re: (98ex)

Post by ajflan »

Much better.
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Vivid_Art
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Post by Vivid_Art »

Yeah Illinois has the same law...trust me I know:(...i was young when it happened. Its your fault if you rear end someone end of story, at least thats how the cops look at it most of the time.
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Re: Got rear ended on my way to work yesterday - 56K good luck - HIGH res images (98ex)

Post by GrayFox »

that's similar to the damage my vibe suffered and that estimate is pretty spot on with what mine ended up coming to on the final amount...Good luck with the repairs
98ex
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Re: Got rear ended on my way to work yesterday - 56K good luck - HIGH res images (ANO_Vibe)

Post by 98ex »

Yeah, going to the doctor at 1:30, my back and neck have been sore since I woke up yesterday afternoon(after my adrenaline wore off I crashed hard) It hurts to sit for long periods of time and I work in an office building and have to sit in front of my computer all day in the job I do.
98ex
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Re: (Vivid_Art)

Post by 98ex »

Quote, originally posted by Vivid_Art »Yeah Illinois has the same law...trust me I know:(...i was young when it happened. Its your fault if you rear end someone end of story, at least thats how the cops look at it most of the time.Do you know if they repaired your quarter panel or replaced it completely? From the looks of it, I am thinking they are going to need to replace it cause of the damage right at one of the bends.Also did you get any money for loss of value to your car? I am going to ask for that since now my car is worth less since it has been in a wreck.
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Re: (98ex)

Post by GrayFox »

I think you quoted the wrong person, hahaanyway.... they were able to straighten it back out fortunately so no cutting. I backed into a pole so it was my fault.
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VforVIBE
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Re: (ANO_Vibe)

Post by VforVIBE »

Quote, originally posted by ANO_Vibe »I backed into a pole so it was my fault. A-HHAHAHA @ ANO_VIBE well, let me be the first to say... that'll buff right out.
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Post by WaveAction »

did ya bash his head in since he bashed your bumper in?
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Re: (VforVIBE)

Post by GrayFox »

You're never gonna let that go are you? hahaI can laugh about it now, tho... at least mine's fixed haha
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Re: (ANO_Vibe)

Post by VforVIBE »

Quote, originally posted by ANO_Vibe »at least mine's fixed hahaoohh..... yeah well... um.. yeah, I got nothing ponytail-man...
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Post by WaveAction »

HAHAHA...pony-tail man
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Post by 808 Vibes »

Oh no! I'm sorry about your ride!Was the donkey behind you on a cel phone? Hope you feel better soon!
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98ex
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Re: (VforVIBE)

Post by 98ex »

Quote, originally posted by VforVIBE »A-HHAHAHA @ ANO_VIBE well, let me be the first to say... that'll buff right out. OT member?
98ex
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Re: (98ex)

Post by 98ex »

Well just got an update from the Doctor. I went to our family Doctor yesterday and they took x-rays to make sure there were no problems. Well he looked at my X-rays and even had an orthopedic doctor look at it and it turns out, I have a crack in one of my T vertebrae Process (see pic below) Healing time just went from 2 weeks for minor back pain to 6 - 8 weeks to completely heal. No heavy lifting, no strenuous activities in the mean time.
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Re: (98ex)

Post by ajflan »

That sucks man! Hope you feel better real soon.
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Re: (98ex)

Post by VforVIBE »

Quote, originally posted by 98ex »OT member?Wha?
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Re: (VforVIBE)

Post by 98ex »

Quote, originally posted by VforVIBE »Wha?Nevermind, it is something that is a quote on another board I visit. I just thought cause the way you said it, that you were a member of that board.
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Re: (98ex)

Post by VforVIBE »

Quote, originally posted by 98ex »Nevermind, it is something that is a quote on another board I visit. I just thought cause the way you said it, that you were a member of that board.Ohh... the whole "That'll buff out" comment? I got it from the LS1GTO forum.
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Re: (98ex)

Post by Sublimewind »

Quote, originally posted by 98ex »Well just got an update from the Doctor. I went to our family Doctor yesterday and they took x-rays to make sure there were no problems. Well he looked at my X-rays and even had an orthopedic doctor look at it and it turns out, I have a crack in one of my T vertebrae Process (see pic below) Healing time just went from 2 weeks for minor back pain to 6 - 8 weeks to completely heal. No heavy lifting, no strenuous activities in the mean time.that really sux man, back problems are no joke. I've been see a chiropractor since i was ohhhh... 10-12, it's been so long i can't remember, but, i fell skiing and ended up with one leg 1.5" shorter than the other...!! yeah, i was a twisted lil'boy.. I would consider going to a chiropractor or a few for that matter and get another opinion from that end of the spectrum. Doctors, even orthopedic doctors, don't see this EVERY day like a Ciro does... something to consider... A Ciro MAY in fact be able to help you in speeding the healing process OR they may say they will not be able to do anything for you... I feel if i were saying this to a personal friend, that you should at least let a Ciro have a look and maybe take your Xray with you to discuss it, if not let them take another one... I actually broke my back at one point and DIDN'T EVEN KNOW IT!!Right above where it says Vertebral Body (on the lower example)to the right, you can see where it comes out to a point at the upper and lower most parts of the vertebra, well i broke a portion off so it now comes out and turns like 85 degrees, so instead of coming to a point, it has a "slope" to it and the part that broke off is still just sitting there. The Ciro said it was due to some(one of many) of my extreme sports accidents...You could take a pick, Skateboarding, Skiing, Snowboarding, BMXing, Lacrosse, or any of the other crazy things I've done... I have a feeling i know when it happened though... Snowboarding i fell and folded myself in half, hard... I made it to the bottom and home, but i couldn't ride for the rest of the season... Or maybe it was the time i went over the bars on my bike in the park, dislocated 2 ribs and almost broke my collarbone... Who knows I've lost track...I can't tell you though, I'm 33 and already paying for it...
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Re: (Sublimewind)

Post by 98ex »

Quote, originally posted by Sublimewind »that really sux man, back problems are no joke. I've been see a chiropractor since i was ohhhh... 10-12, it's been so long i can't remember, but, i fell skiing and ended up with one leg 1.5" shorter than the other...!! yeah, i was a twisted lil'boy.. I would consider going to a chiropractor or a few for that matter and get another opinion from that end of the spectrum. Doctors, even orthopedic doctors, don't see this EVERY day like a Ciro does... something to consider... A Ciro MAY in fact be able to help you in speeding the healing process OR they may say they will not be able to do anything for you... I feel if i were saying this to a personal friend, that you should at least let a Ciro have a look and maybe take your Xray with you to discuss it, if not let them take another one... I actually broke my back at one point and DIDN'T EVEN KNOW IT!!Right above where it says Vertebral Body (on the lower example)to the right, you can see where it comes out to a point at the upper and lower most parts of the vertebra, well i broke a portion off so it now comes out and turns like 85 degrees, so instead of coming to a point, it has a "slope" to it and the part that broke off is still just sitting there. The Ciro said it was due to some(one of many) of my extreme sports accidents...You could take a pick, Skateboarding, Skiing, Snowboarding, BMXing, Lacrosse, or any of the other crazy things I've done... I have a feeling i know when it happened though... Snowboarding i fell and folded myself in half, hard... I made it to the bottom and home, but i couldn't ride for the rest of the season... Or maybe it was the time i went over the bars on my bike in the park, dislocated 2 ribs and almost broke my collarbone... Who knows I've lost track...I can't tell you though, I'm 33 and already paying for it... I trust my doctor, I have been seeing him for going on 15 years now. I also called my Grandmother in law who worked in Orthopedics and ICU for 25 years and spoke with her on it. She advised me the same information that the Doctor said. If it is still hurting in a week or two, then I will escalate measures.
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Post by 98ex »

Orthopedic doctor and Radiologist both confirmed small fracture of T3 vertebrae process. 6-8 weeks healing to get me back to 100%. Soreness should last at the elvel it is for the first 2-3 weeks and then diminish for the remaining time.Ok I took your advice and had my xrays sent to a Chiro that I have gone to before. They suggested same/similar treatment that the doctor said. They added that I should do water excercise to help with building strength back.So, lets see here - Car = $3,000 worth of damage(if they need to replace the 1/4 panel)Rental = $300 (gonna need it for at least two weeks)Loss of value to my Trix = I am thinking of asking for $2500 - what do you guys think? Too much? Too Little?Pain and suffering = I am clueless on this one. It will take at a minimum 6-8 weeks to fully recover if I do not reinjure myself. What do you guys think? Be realistic.
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Re: (98ex)

Post by VforVIBE »

Quote, originally posted by 98ex »Pain and suffering = I am clueless on this one. It will take at a minimum 6-8 weeks to fully recover if I do not reinjure myself. What do you guys think? Be realistic.I'm not a fan of "pain and suffering", just make the other guy pay for all your expenses, don't get sue happy.EDIT: Quote, originally posted by 98ex »Loss of value to my Trix = I am thinking of asking for $2500 - what do you guys think? Too much? Too Little?hmmm... I never thought about that (wonder if I should do that with my Vibe?), although I think 2500 is too much... I mean the car is only worth $10,000-$12,000.
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Post by 98ex »

Quote, originally posted by VforVIBE »I'm not a fan of "pain and suffering", just make the other guy pay for all your expenses, don't get sue happy.EDIT: hmmm... I never thought about that (wonder if I should do that with my Vibe?), although I think 2500 is too much... I mean the car is only worth $10,000-$12,000.Pain and suffering, I will be asking for money. I am not talking about sueing them, I jsut want to be compensated for the crap I have to endure for the next 6-8 weeks. If they low ball me then I am getting a lawyer and have him handle it. The last time I got hit by a car, I had bone bruises and it took 6 months of recovery time. I walked away with $40,000 settlement from the insurance company, and I had NO broken bones, just lots of bruising. I was thinking about asking for a 1/3 of that.As for loss of value, according to kbb my car in excellant condition is around $9400 and in fair condition it is $7800ish. So a difference of $1600. I am saying 2500 cause IF I were to sell the vehicle or trade in, that much if not more would be taken from the value cause no one pays KBB values.
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Re: (98ex)

Post by VforVIBE »

Quote, originally posted by 98ex »As for loss of value, according to kbb my car in excellant condition is around $9400 and in fair condition it is $7800ish. So a difference of $1600. I am saying 2500 cause IF I were to sell the vehicle or trade in, that much if not more would be taken from the value cause no one pays KBB values.That thought doesn't make any sense... you want the other guy to give you $2,500 because "no one pays KBB values"? BTW: try http://www.nadaguides.com it's better.
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Re: (VforVIBE)

Post by 98ex »

Quote, originally posted by VforVIBE »That thought doesn't make any sense... you want the other guy to give you $2,500 because "no one pays KBB values"? BTW: try http://www.nadaguides.com it's better. Ok here is the difference NADA states ther eis a $2,000 difference from retail and trade in value. And that is clean retail/trade in. Well my car is no longer clean. KBB states private party value as $9,510 in excellent condition and fair at $7,880 difference of $1,600. Trade in is set at Excellent $7,675 and fair $6,005. Again a $1600 difference.Retail value of the car is $11,415So between the max I could get on a private party sale and the minimum I could get on a trade in, the difference is $3505. I think it is reasonable to ask for at least half of that, so $1750 for loss of value then.
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Post by 98ex »

And I even went to blackbookonline.com which is the information Dealers use to determine value and that site could not dtermine value due to over $2500 in damage(I am going with teh estimate of having to have the 1/4 panel replaced) and that the unibody has been repaired.
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Re: (98ex)

Post by VforVIBE »

I hate to say it, cause I know I'll probably get in trouble with the mods, but it feels like your milking it... you had a previous crash and got a nice bit of money for it because of your injuries, now it seems like you want a repeat... money for 'pain and suffering' cause...Quote, originally posted by 98ex » Healing time just went from 2 weeks for minor back pain to 6 - 8 weeks to completely heal.You're not going to feel pain for the whole 6-8 weeks, most likely not even for the full two. That and ya gotta keep your stories straight...Quote, originally posted by 98EX on MO @ 05:14 PM 8/21/2007 »My neck is not sore, but my back is. I took a nap cause my adrenaline rush finally went down and I crashed. Now the middle of my back hurts.Quote, originally posted by 98ex on GVC @ 1:30 PM 8/22/2007 »Yeah, going to the doctor at 1:30, my back and neck have been sore since I woke up yesterday afternoon(after my adrenaline wore off I crashed hard) It hurts to sit for long periods of time and I work in an office building and have to sit in front of my computer all day in the job I do....Quote, originally posted by 98ex »So between the max I could get on a private party sale and the minimum I could get on a trade in, the difference is $3505. I think it is reasonable to ask for at least half of that, so $1750 for loss of value then. This is still the oddest math I've ever seen... you want the other driver to pay you because of the price difference between private party and trade in? That makes no sense at all. Yes I understand that your Matrix my decrease in value a bit, but this was a minor accident and there is no frame damage, it is for insurance company to decide how much to give you for that... BTW if your going through the other driver's insurance company, you won't even have to worry about the price of a rental, I believe they have to put you in a car.
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Post by sskkc »

Something I told folks after my car accident... "I pulled out in front of someone, I didn't win the lottery".That said, I'd say you should get something...if your back/vertebrae is truly broken, you will have problems from it for the remainder of your life, no matter how well it heals.Screw the value of the car dude. It's a CAR... worry about your bodily injuries and realize that things can be replaced, people can't.Good luck and God bless!
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Re: (98ex)

Post by silver_vibe »

Good luck claiming diminished value on your vehicle unless it has suffered frame or structural damage. From your photos, it looks like sheet metal and bumper cover - no structural.
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Post by 98ex »

VforVIBE, yes they do have to put me in a rental and yes they do have to pay for it. As far as bodily injuries my neck was sore, but not as much as my back. Xrays showed no problems with my neck, but did show the issue with my back. My neck has been stiff since the accident, but it does not bother me, however my back is another story. It hurts quite a bit. As far as injuries go, you are telling me that if you were involved in an accident, and injured, you would not demand and expect for the person who injured you(assuming it was their fault) to compensate you in any way? So by the logic you are saying, this means I can come to where you live and plow into you doing 40 or 50 mph and walk away with only having to pay for the damage to your car and the rental regardless of how much you are hurt? If your answer is yes, then you are retarded. As for my previous crash, that was a totally different situation, I was young and stupid and honestly I should have had a lawyer who would have gotten me more money. As for a repeat of wanting money for what has happened to me, you're damn right I do. I expect the insurance company to properly compensate me for the crap I have and am having to go through.I just got back from a trip to see my only son. I get to see him maybe every two to three months.(his mother has custody and moved away with him) The trip had been planned since the beginning of July(his bday is today 8/27/07) You know how f'ing hard it is not to be able to play basketball with your kid, or be able to horse around and rough house(he is 8 years old now) That seriously pissed me off. It made me feel like a crap father because he kept asking me why I didn't want to play with him and all I could say was that Daddy was hurt and that I could not. Kids don't always understand that. I talked to my step dad, he owns his own concrete company (it was another company that hit me) He personally told me that he hates lawyers cause they are always trying to sue him, but he recommended I get a lawyer. He told me that no matter what I should protect myself because that is what they are going to do. So I called a lawyer on Saturday and have an appointment today with them.If that makes me a douche for going after them, then so be it. At least I have a valid reason for suing them.
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Re: (silver_vibe)

Post by 98ex »

Quote, originally posted by silver_vibe »Good luck claiming diminished value on your vehicle unless it has suffered frame or structural damage. From your photos, it looks like sheet metal and bumper cover - no structural.You still have diminished value because you have to disclose that the car has been in a wreck when you sell or trade it in. Texas Law, if you do not, then you can be fined.
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Post by 98ex »

Quote, originally posted by sskkc »Something I told folks after my car accident... "I pulled out in front of someone, I didn't win the lottery".That said, I'd say you should get something...if your back/vertebrae is truly broken, you will have problems from it for the remainder of your life, no matter how well it heals.Screw the value of the car dude. It's a CAR... worry about your bodily injuries and realize that things can be replaced, people can't.Good luck and God bless!Thank you for your words, and yes I am going for compensation for my bodily injuries as well as my car. Both will be addressed.
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Post by VforVIBE »

Mr. douche (your words, not mine),Quote, originally posted by 98ex »VforVIBE, yes they do have to put me in a rental and yes they do have to pay for it. Then stop worrying about it.Quote, originally posted by 98ex »As far as injuries go, you are telling me that if you were involved in an accident, and injured, you would not demand and expect for the person who injured you(assuming it was their fault) to compensate you in any way? So by the logic you are saying, this means I can come to where you live and plow into you doing 40 or 50 mph and walk away with only having to pay for the damage to your car and the rental regardless of how much you are hurt? If your answer is yes, then you are retarded. I would have your insurance company fix my car, put me in a rental, and pay for any hospital bills. You don't need to worry about how much the rental is, how much money the damages are worth, you stop being a victim when all you think about is the money... I am not sue happy like yourself.Signed, The Retarded One (once again your words, not mine)BTW: I was just in an accident, it wasn't my fault, and I'm being sued... GOTTA LOVE AMERICA!!!
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Re: (VforVIBE)

Post by 98ex »

If you are being sued, do you have a clear and concise police report claiming it ws not your fault? I feel that since you have a skewed vision on what is going on(since someone is suing you) you are a littel upset over the situation. As for me thinking about money, yes I am, me thinking about money does not make me any less of a victim, it just makes me a victim that knows what they want.UpdateI spoke witht the attorneys today, they are sending me a contract to look over and decide if I want to finally sign on with them.
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Re: (VforVIBE)

Post by 98ex »

Quote, originally posted by VforVIBE »BTW: I was just in an accident, it wasn't my fault, and I'm being sued... GOTTA LOVE AMERICA!!!What are they suing you for? If it was not your fault, why don't you counter sue?
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Re: (98ex)

Post by VforVIBE »

Quote, originally posted by 98ex »What are they suing you for? If it was not your fault, why don't you counter sue? Because I'm not sue happy and I know my insurance company will take care of me.Quote, originally posted by 98ex »I feel that since you have a skewed vision on what is going on(since someone is suing you) you are a littel upset over the situation. HAHA!!! Speak for your self... I've ALWAYS thought pain and suffering was crap.
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Re: (VforVIBE)

Post by 98ex »

Quote, originally posted by VforVIBE »Because I'm not sue happy and I know my insurance company will take care of me.HAHA!!! Speak for your self... I've ALWAYS thought pain and suffering was crap.So you think. Your insurance company will do what ever is easiest and will throw you under the bus if it helps their position. I recommend that you get an independant attorney. Pain and suffering is not crap when it is happening to you. Now if lets say it was a family member and you were suing for pain and suffering, then yes that is crap cause you are in no pain and are not suffering.
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Post by 98ex »

Well, the Trix went into the shop today. Enterprise gave me a Dodge Caliber to drive for the mean time. Damn car SUCKS!!!!! It's an auto so it has the stupid CVT transmission. Car has absolutely no power what so ever. Only good thing about it is that it has a cold (removed) AC. The dash on this thing is HUGE!!! I also went to another doctor today to get a second opinion on my back, it has been hurting more and more since the accident, (this doctor is both an MD and a doctor of Chiropractic medicine - so he can help me with my back and give me good drugs for the pain)I started physical therapy today and will be going daily for the next week and then scaling back to 3 times a week for a couple of weeks and then down to 1 or 2 times. It's cool cause I get massage therapy along with streching and elctrical impulse therapy. Hopefully this will have me back to normal faster.
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Re: (98ex)

Post by silver_vibe »

Quote, originally posted by 98ex »...a doctor of Chiropractic medicine...Quote, originally posted by 98ex »...daily for the next week and then scaling back to 3 times a week for a couple of weeks and then down to 1 or 2 times...Many years ago I handled insurance claims as an adjuster (close to 7 years experience - albeit many years ago)...those two quotes, plus the photos of your car make me share VforVIBE's opinion.You're lucky you're not in California, insurance companies aren't really paying much for soft tissue/subjective injuries in minor-to-moderate impacts any more. They are basically forcing people's hands to either accept the offer or file a law suit (which most attorneys don't want to do because it takes too much time and effort for the limited payout on soft tissue injury claims)....BTW, your comments about having an attorney on your side makes me laugh. In all the years I handled claims, I wouldn't offer any more money to someone that had an attorney, when compared to someone that didn't. The factors that come into consideration when determining the claim's "value" are severity of impact, diagnosis, appropriateness of treatment for the injury and the medical report at the completion of treatment. Whether or not they had an attorney was not even taken into account. Most of the time the attorney had their paralegal handle the negotiations and I never even spoke to the attorney. Even if the law office actually knew how to negotiate with me a little better and they ended up getting 10% more in the final settlement, the person ended up worst off because they now had to give 1/3 to the law office. I can clearly remember one claim where I had offered someone $5,500 for their bodily injury and they had $3,000 in medical bills. For some reason there was a widely held myth around that claims were worth 3X medical bills (a very widely held belief). So this person threatened they would get an attorney if I didn't give them $9,000. People also always thought threatening to get an attorney would somehow make an adjuster nervous. As an insurance claims adjuster, I actually preferred when a law office handled their claims because I didn't have to explain every little step of the claim process (I actually refused to talk to them once I got the letter of representation - I'd refer them to their attorney on any question they asked me). I ended up starting negotiations over with the law office, and ended up settling for $5,500. So, if they had to give $3,000 to their chiropractor and 1/3 to their attorney ($1,833), that left them $667. In actually, the law office probably got the chiropractor to accept a reduced payment and then the attorney took a reduced cut, so the guy probably ended up with $1,000-$1,500, but still less than what he would have got if he just accepted my offer to him.
98ex
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Re: (silver_vibe)

Post by 98ex »

Quote, originally posted by silver_vibe »Many years ago I handled insurance claims as an adjuster (close to 7 years experience - albeit many years ago)...those two quotes, plus the photos of your car make me share VforVIBE's opinion.You're lucky you're not in California, insurance companies aren't really paying much for soft tissue/subjective injuries in minor-to-moderate impacts any more. They are basically forcing people's hands to either accept the offer or file a law suit (which most attorneys don't want to do because it takes too much time and effort for the limited payout on soft tissue injury claims)....BTW, your comments about having an attorney on your side makes me laugh. In all the years I handled claims, I wouldn't offer any more money to someone that had an attorney, when compared to someone that didn't. The factors that come into consideration when determining the claim's "value" are severity of impact, diagnosis, appropriateness of treatment for the injury and the medical report at the completion of treatment. Whether or not they had an attorney was not even taken into account. Most of the time the attorney had their paralegal handle the negotiations and I never even spoke to the attorney. Even if the law office actually knew how to negotiate with me a little better and they ended up getting 10% more in the final settlement, the person ended up worst off because they now had to give 1/3 to the law office. I can clearly remember one claim where I had offered someone $5,500 for their bodily injury and they had $3,000 in medical bills. For some reason there was a widely held myth around that claims were worth 3X medical bills (a very widely held belief). So this person threatened they would get an attorney if I didn't give them $9,000. People also always thought threatening to get an attorney would somehow make an adjuster nervous. As an insurance claims adjuster, I actually preferred when a law office handled their claims because I didn't have to explain every little step of the claim process (I actually refused to talk to them once I got the letter of representation - I'd refer them to their attorney on any question they asked me). I ended up starting negotiations over with the law office, and ended up settling for $5,500. So, if they had to give $3,000 to their chiropractor and 1/3 to their attorney ($1,833), that left them $667. In actually, the law office probably got the chiropractor to accept a reduced payment and then the attorney took a reduced cut, so the guy probably ended up with $1,000-$1,500, but still less than what he would have got if he just accepted my offer to him.Well we'll have to see what the settlement comes to. We cannot ask for a settlement until my therapy is done which I am still easily 3-4 weeks away from. At least my Trix is getting repaired now and not in 3-4 weeks.Texas is a bit different and is more of a victim friendly state. In my accident where I got hit by a car, had two scars, no broken bones and only bruises (bone bruises also) I walked away with a good piece of money without a lawyer - but I know I could have easliy doubled if not tripled my amount(that I walked away with after atty fees) had I obtained a lawyer.In my current case, this is more than a soft tissue injury, this is a fracture on a bone connected to my vertabrae and can be proven with xrays (unlike those claims where people say their back hurts when in fact most time it does not). The insurance company was treating me like crap - not returning calls, not setting up my rental, basically trying to avoid me cause they could. As soon as I got an attorney(on monday is when I spoke with the atty) all of a sudden, I am getting call backs, and my car was set up to go into the shop. I really hate how insurance companies bully people around and make people wait cause they know they can.
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VforVIBE
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Re: (98ex)

Post by VforVIBE »

Ya know it's times like this where you count your blessing... your accident, my accident could have been a whole lot worse, we drove away......some don't make it out alive.
“I live my life free of compromise, and step into the shadows without complaint or regret.”
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98ex
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Post by 98ex »

I am so very fortunate mine was not that bad, I was very lucky that he at least had paid some attention and swerved.Well my physical therapy is going AWESOME!!! I feel sooo much better since I started and the new meds I am on make me feel good. I am on Celebrex for the day (to help with swelling), and a muscle relaxer(not sure the name cause it is a generic) and Hydrocodone for night to help me sleep. I go for follow up xrays next week to see how it is healing (my threapist wants to know when we can begin doing more back intensive therapy and does not want to reinjure my back)
98ex
Posts: 174
Joined: Tue Jul 24, 2007 10:36 pm

Post by 98ex »

My car is ready whoo hoo!!!!!
98ex
Posts: 174
Joined: Tue Jul 24, 2007 10:36 pm

Post by 98ex »

I picked up the car today, body lines match up, and everything looks awesome BUT apparantly they ordered the wrong tail light. My tails are red stop with clear turns and backup. The one they put on there was red stop with PINK turns and backup. At first they thought I was nuts until the parts guy came back and was flabbergasted. They are ordering a new tail light for me and should have it in by tomorrow afternoon. Once they get it, I have to take car so they can switch it out.
98ex
Posts: 174
Joined: Tue Jul 24, 2007 10:36 pm

Post by 98ex »

Well new tail light came in and Toyota advised me that it was red/pink as well. They don't know what is going on. Apparantly there is a difference some where along the way caus eI am able to find Matrix vehicles of 03-04 range with both red/clear and red/pink tailights. THey want until Monday to find another one. If they can't then they will contact the insurance company and let them know that tail is discontinued and they have to replace both. At that point I am getting 2007 XR tailights cause it is the same price for 03-07, but 05+ is a different style.
98ex
Posts: 174
Joined: Tue Jul 24, 2007 10:36 pm

Post by 98ex »

Pics of the pink tailight(it looks ugly compated the the other one)Pink (also shows quality of repairs - 1/4 panel repaired and not replaced)ClearBoth
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