Your price for an Extended Warranty?

[21Rouge]

Not sure how many of you fit this situation...but I am curious how much you paid for an extra 3 years (100,000 km or even 80,000 km) $0 deductible for an '05 Vibe, at the time of purchase?I was quoted a 'good deal' price of $1970 plus tax for an extra 3 yrs/100,000 km of $0 deductible warranty and $1640 for the 80,000.

[Mavrik]

What company was it with? GMPP? Drive Assured? AutoShield?Now I used to work at a dealership but I was a service advisor so what went on in the business office, I don't have a clue. But when I bought my Vibe, they tried to sell me extended warranty on the Vibe. I was quoted (and this is off the top of my head cause this was over a year ago) $1000 to $1500 full coverage that would extend my Vibe's warranty to 120,000KM with Drive Assured and 100,000KM with GMPP (I think)Now, honestly and you may not have been told this but Pontiac Vibes in CANADA (Not the US) have a factory powertrain warranty to 100,000KM and its free, there is no deductable. It actually covers quite a bit, Engine, transmission, axles, steering parts... for the most part everything but a few select items an extended warranty probably would not cover or really fight against you for coverage. From my experiences dealing with the extended warranty companies for my customers, seeing the average concerns, how they got handled and what the Pontiac Vibe 100,000km powertrain warranty covered, I figured I did not need the hassel. The powertrain warranty will be good enough.You got big city pricing... could be normal for TO I wouldn't pay that much. Its like insurance, you take it out in the case of "what if" and the company that sits on it unless its GMPP are not very willing to hand it back in most cases.

[ragingfish]

Hey Mav -- will your 100,000km powertrain warranty carry over when you bring your car to the states?

[Mavrik]

Its on canadian models, but good through North America, so no one up here in Alaska can argue. They have to honor it. Using their GMVIS I was talking about in another thread or any GM VIN program will pull up all that information.

[ragingfish]

Quote, originally posted by Mavrik »Its on canadian models, but good through North America, so no one up here in Alaska can argue. They have to honor it. So essentially, as long as it's sold new in Canada, doesn't matter if you move to the states or Mexico, you're covered. That's hot.

[21Rouge]

Quote, originally posted by Mavrik »What company was it with? GMPP? Drive Assured? AutoShield?.Hi Mavrik.I thought the GM extended warranty was only through GM now? Quote, originally posted by Mavrik »Now, honestly and you may not have been told this but Pontiac Vibes in CANADA (Not the US) have a factory powertrain warranty to 100,000KM and its free, there is no deductable.I do know this. And the same vehicle has the 3 year 'bumper to bumper' right? Mavrik, would the extended warranty cover more of the pwr train than the built in factory powertrain warranty (which I think is described as a 'limited' warranty)?Any chance of getting a partial refund if one doesnt make use of this extended insurance?....dont answer that...I am sure not.Is there an online detailed description of the the GMPP? What about MSRP pricing for it?And just curious but what happens if one 'totals' a car which has an expensive extended warranty? Can one apply the remaining portion to a subsequent purchase?

[Mavrik]

Quote, originally posted by Boxgrover »Hi Mavrik.I thought the GM extended warranty was only through GM now?No, unless that JUST changed, dealerships can sell GM's extended warranty known as GMPP or they can sell another company's policy like Drive Assured which the dealership I worked for sold as well as at one time selling Auto Shield and Fada Guard.Quote, originally posted by Boxgrover »I do know this. And the same vehicle has the 3 year 'bumper to bumper' right? Yes that is correct, it still as 3 year/60,000km warranty on everything that breaks down due to the fault of the vehicle. Also has rust through (rust must come from UNDER the paint to be covered) and converter warranty plus the 100,000 powertrain that continues on after 3/60Quote, originally posted by Boxgrover »Mavrik, would the extended warranty cover more of the pwr train than the built in factory powertrain warranty (which I think is described as a 'limited' warranty)?Any chance of getting a partial refund if one doesnt make use of this extended insurance?....dont answer that...I am sure not.Is there an online detailed description of the the GMPP? What about MSRP pricing for it?And just curious but what happens if one 'totals' a car which has an expensive extended warranty? Can one apply the remaining portion to a subsequent purchase?Extended warranty can be as basic as a powertrain warranty or be considered a "full" package which you can not be fooled into thinking it covers EVERYTHING because it does not. Items it could cover would be alternators, starters... wiring concerns (some extended warrantys cover and some do not) Other areas like sensors, light related issues, brake issues. For example powertrain warranty would cover a wheel bearing but not an ABS sensor though it is all one piece with the hub and bearing. But extended warranty would cover the ABS concerns. What I would suggest is a booklet that outlines everything to the extended warranty company they are trying to sell you. Most customers I delt with when their warranty was up would say. "But I have extended warranty." We would ask "With who?" And the answer was usually "Um... just says we bought it on our bill of sale for $1600 full package." Meanwhile all the information is buried in the owners manual under a pile of dusty items in the glove box in there since day one. Request from sales the list of all items covered under the powertrain warranty for your vehicle. If they can not give it to you, see the service department. Compare it with the list of coverages listed in the extended warranty booklet. I'm not going to say 'don't trust your sales person' but some have been known to say "Oh yeah covers everything" and your in for a disapointment when you visit your service department after 3 years. Extended warranty does not cover everything and certainly not like the 3/60 from GM.As for an online description of GMPP... I can only suggest you check out the GM canada website but your dealership should have booklets. I kept all the ones I got when I worked at Gord Anderson Pontiac Buick in Woodstock ON as references now.Most extended warrantys will refund you the amount you spent minus a few fees probably even if you submitted a few repairs. However you will not get the full amount back. What the repair cost was would be subtracted from what you spent on the contract. Not exactly the full amount. I ran into a situation where a customer had their powersteering pump go, it was covered. But when their engine went, their extended warranty (even though I had all the proof of regular service) tried to claim abuse due to driver neglect because he had changed the rims and put a body kit on the car. They did not want to cover the repair until after over a month of me fighting with them until they gave in probably to make me go away. We had discussed them refunding the customer during that time for their purchase of the less then helpful extended warranty... and the powersteering pump repairs would have been taken out.Any time and milage remaining before a contract is expired can be transfered to another vehicle by the person who originally purchased the contract. You can even switch it to another family member, or say you sell the car privatly, you can have it continued on through their ownership.

[21Rouge]

Quote, originally posted by Mavrik »But extended warranty would cover the ABS concerns.Funny you mention that Mavrik. My 2000 Montana had one ABS sensor in one of the wheels go out earlier this winter. The entire hub had to be replaced as part of the repair...$700.Obviously one's opinion of an extended warranty on a new purchase is in great part related to one's experience with the current vehicle....for me not good with my 2000 Montana.Quote, originally posted by Mavrik »Request from sales the list of all items covered under the powertrain warranty for your vehicle. If they can not give it to you, see the service department. Compare it with the list of coverages listed in the extended warranty booklet. Good idea.Quote, originally posted by Mavrik »Extended warranty does not cover everything and certainly not like the 3/60 from GM.Well that is definitely how I have heard the offer of an extended warranty pitched when I have been in dealing for a car. Can you give me some example(s) of some difference(s)?Quote, originally posted by Mavrik »Most extended warrantys will refund you the amount you spent minus a few fees probably even if you submitted a few repairs. However you will not get the full amount back. What would you guess would be the maximum, as a %, one could get back?Mavrik, I have learned alot. Thanks very much for your time.

[Mavrik]

Parts and labour... $700 sounds about right. An extended warranty would cover that type of repair since the tech could explain how the sensor inside was shorting out, losing its current, information loss, that sort of thing. Some extended warranties battle over the costs of parts and the diag time but at least the repair is covered.Personally I would choose GMPP's complete package... other aftermarket extended warranty companies insist on aftermarket parts/ used parts even if something can not be found at a price they like... But with GMPP... they order the use of GM parts. I would stress GET EXTENDED WaRRANTY to anyone buying a montana van. They are bad for engine intake and head gaskets leaking coolant, A/C condensors leaking in the lower front left corners and transmissions.Quote, originally posted by Boxgrover »Well that is definitely how I have heard the offer of an extended warranty pitched when I have been in dealing for a car. Can you give me some example(s) of some difference(s)?Well for example, GM would cover replacement of rims that are showing surface corrosion... burnt out bulbs, all wiring, radio, speaker, and complete vehicle repair on anything that went wrong based on vehicle fault as opposed to owner fault. Example would be you hitting the ditch and bending a rim and throwing out the alignment, not covered. But if a tierod end wore out or something, it would be covered. Parts that break and wear due to defects are covered under 3/60. Rattles, water leaks and such hit the list.Extended warranty "full" coverage is considerably NOT full from what you will be told. Its a sell tactic trust me. Water leaks and damage caused by such would not be covered. parts showing wear would not be covered unless they were really WORN out. My example of a tie rod end would have to be so loose you could physicly move the wheel. Any damage caused by corrosion, not covered. Anything to do with illumination from light bulbs to dash cluster... not covered either. Tire defects are not covered. Get your hands on the booklet, the business office should have one. The person trying to sell you it should let you see what your going to get for $2000...Quote, originally posted by Boxgrover »What would you guess would be the maximum, as a %, one could get back?If you did not have any claims... roughly I would expect you to get... 95% hopefully back minus fees and taxes... I never saw one refunded to learn if the full amount was ever given back but I was told it was not a full 100% and it was better to just use it.Extended warranty is a good thing to have on a vehicle to save you costs, just really know what your buying through and through. So many people buy it, forget they have it till its time to use it. They forget who its with and do not understand how the process works. The process is as any other repair, find the problem, but instead of fixing it, the garage has to call your extended warranty and get authorization on the repair before they can continue. Deductables pend on the contract you bought and where the car us being fixed. And in some cases the repair is not fully covered leaving you with a bill anyway. For $2000 contract I'd wanna see the fine print.

[ragingfish]

I DID get 100% of my GMPP warranty refunded when I totalled my sunfire (the 3/36 hadn't expired yet though, so that likely had something to do with it).

[Mavrik]

being GMPP and the fact your warranty had not even started yet was probably the reason.

[PEDALS]

well that's funny because i wrote off my sunfire in less then a year and only got a percentage of my $3000 extended warranty back even though it hadnt started yet. on my vibe i got the warranty extended to 6 year 100 000 km's fully covered for $2800 the only problem is that they wont let me do anything to the car, install a system add any modifications, they said they can't guaranty that they cover any things that happen if i've made cahnges to my car so i don't want to chance it. Even something as little as a alarm system being put in they said will void the extended warranty of the battery alternator and all the other things connected to it.

[JohnC]

If this was a low reliability car an extended warranty might be worthwhile, but the vibe is a very reliable vehicle. I think an extended warranty is a major rip off. I always tell the dealers when they try to sell it to me that if the car is so unreliable that I need to pay extra for an extended warranty then I do not want to buy the car. Geeez. Warranty companies make big bucks, and the dealers sometimes make more profit selling the warrany than the vehicle. My advice...do not buy cars that need an extended warranty. Also you need to bring the warranty home to study for several days before finding all the loopholes in them, or bring your auto warranty lawyer with you to the dealer.JUST SAY NO! PS If you have already been ripped off, er bought an extended warranty you may be ble to cancel it and get a pro-rated portion of your money back.

[21Rouge]

Quote, originally posted by PEDALS »on my vibe i got the warranty extended to 6 year 100 000 km's fully covered for $2800Wow! I thought my quote of $1900 I got last week was high considering there is a 5 year limited Pwr Tr. warranty.Pedals what year is your Vibe?Which dealership did/do you deal with?

[PEDALS]

it's a 2004 i got it in mississauga. i think the extended warranty is one of the best things on the market to say it's useless i think is kinda of crazy you can talk to me when something happens to your car in a couple of years because something costing $1000 or more is going to happen to it no matter if it's a dodge neon of a ferrari something is going to happen to a part of your car and your gonna be stuck paying the bill. now me i just got my payments which r set for the next 4 years and and for that whole time all i need to do is the regular maintaince to my car and then after that i'll start the whole preocess all over again with a new car and no worries!enjoy what ever way you go!

[gpk99]

i couldnt agree more.....for a lousy extra $19 a month i get FULL coverage for 5 yrs......peanuts as far as I was concerned and I wasnt going to get it at first.Glad I did now.

[Lecanard]

Special supplement warranty card for canadian 04 vibe

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[21Rouge]

Quote, originally posted by Lecanard »Special supplement warranty card for canadian 04 vibeRight. That's one more reason to think carefully before buying the extended warranty. I shopped around; and from dealer to dealer the GMPP price varied greatly, even when the cost of the car itself was quite similar.

[Mavrik]

Each dealership and depending on city will offer different prices. And you can buy extended warranty up to the end of 3 years /60,000KM. You do need to have at least a month left on your warranty or be under by a few 1000KM.