In Manitoba, the base insurance rates for the 2007 & 2008 Vibe & Matrix are:2007 Pontiac Vibe - $1,205 2008 Pontiac Vibe - $1,0872007 Toyota Matrix - $1,0572008 Toyota Matrix - $1,164The base rate for the Vibe DECREASES by $118 from 2007 to 2008, yet the base rate for the Matrix INCREASES ov...