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Insurance rates
Posted: Mon Aug 09, 2004 4:19 am
by Mr. Poopypants
Unsure if this is a repost or not, I'm not trying to be nosy, what does everyone pay for insurance? What company? And what is your driving record like?I pay $60usd a monthI have State FarmPerfectly clean driving record*Edit* and my motorcycle is 12/month also State FarmI am just curious to see how much it all varies.
Re: Insurance rates (Mr. Poopypants)
Posted: Mon Aug 09, 2004 4:23 am
by drunkenmaxx
i have full coverage, clean record (thanks to IL's traffic laws - pay more, it never happened) and my company is madison mutual. cost me about $880 every 6 mos. (im only 22, so that is the killer)
Re: Insurance rates (drunkenvibe)
Posted: Mon Aug 09, 2004 4:30 am
by wicked1981
Quote, originally posted by drunkenvibe » (im only 22, so that is the killer) Same here (well 23 as of last month still killer rate) State Farm $120 a month.
Re: Insurance rates (wicked1981)
Posted: Mon Aug 09, 2004 7:15 am
by hjwii
Let's see... I haven;t been in an accident in 7 years and never been found at fault in the 3 accidents in 20 years of driving; no speeding tickets (well, there may have been a few that were *ahem* overlooked); a few parking tickets; and no other miscellaneous claims. But, I live in New Orleans, land of the uninsured and "you mean those blinking lights are for turning and lane changes?", therefore I presently pay $620 every 6 months for my VW Golf; and for the new Vibe, $825 every six months. And that's with State Farm.hjwii
Re: Insurance rates (hjwii)
Posted: Mon Aug 09, 2004 7:56 am
by jake75
$316 for 6 mo. in Ohio - 500M liab and Uninsured; $500 ded collision, $50 ded comp. & some replacement car rental coverage I really don't need. Pleasure car only, zero miles to work since I work at home. 2 car discount. No at fault accidents or tickets in perhaps 40 years - damn lucky. However, on a cost per mile driven basis i am paying a lot as only drive this car about 7,000 miles a year.
Re: Insurance rates (jake75)
Posted: Mon Aug 09, 2004 9:00 am
by futseal04
mine is about 150 a month with progressive for both my vibe and grand am. No violations on record and am married. I have my vibe listed as a "pleasure" vehicle, so it is "cheaper." Cheaper by about 30 a month than my Cobra.BTW, my motorcycle is 18 a month, also with progressive.
Posted: Mon Aug 09, 2004 10:45 am
by Jahntassa
No violations, 23. In NJ with Allstate, it was $1,016 every 6 mos. In GA with Gieco, it's $867 every 6 mos. That's with the state minimums. If I had stayed with Allstate in GA, it'd be around $1,300 because the minimum coverages differ by a lot..Getting married in september, we'll see what happens then.
Re: (Jahntassa)
Posted: Mon Aug 09, 2004 11:17 am
by AKLGT
interesting. i pay $636 every 6 mos w/ USAA, $500/250, w/ uninsured motorists, medical, rental, etc.... single, one ticket over 4 yrs and it dropped off. but i'm listed as business and not personal because i have to drive my car for work.
Re: (trdvibe)
Posted: Mon Aug 09, 2004 11:24 am
by ArcsVibe
I pay 1000$CAN a year for my insurance on the Vibe...yes Salsa! we do pay a lot more in Montreal
Re: Insurance rates (Mr. Poopypants)
Posted: Mon Aug 09, 2004 12:32 pm
by shibaman
USAA- 360/6 mo. for the Vibe plus 100 for 91 mazda. Clean record GMAC ins wanted to raise my rates when I became divorced. I guess that was going to make me a crazy driver! I cancelled them The Vibe is cheap because I drive a co. truck home and the car sits in the garage.
Re: Insurance rates (Mr. Poopypants)
Posted: Tue Aug 10, 2004 2:49 am
by jake75
This morning's newpaper had an article about auto insurance premiums in Ohio dropping by 0.4% while nationwide they are up 3.5%. Average Ohio was $664, nationally $871. Unfortunately these articles tell you almost nothing useful as Cleveland rates are going to be far more than Centervile, and the amount of liability and uninsured motorist coverage can range from 20,000 to 500,000.
Re: Insurance rates (jake75)
Posted: Tue Aug 10, 2004 5:40 am
by Reynoma
I pay about $800 per year for my vibe gt (full coverage) in NJ with New Jersey Manufacturers Insurance Company. My driving record is clean (no tickets, accidents). Only one incident with a deer.
Posted: Tue Aug 10, 2004 5:46 am
by nepvibe04
i have allstate pay 573.96 for 6 months
Posted: Tue Aug 10, 2004 6:14 am
by kcinmi
I have Nationwide, pay 448 every 6 months for full coverage with 500 deductibles and a clean record. Married with 2 car discount, home discount, and longevity discount. 2004 vibe
Re: Insurance rates (Mr. Poopypants)
Posted: Tue Aug 10, 2004 11:13 am
by ColonelPanic
26/male/single, State Farm customer. $86/month for full coverage, $500 collision deductible. I also have renter's insurance through them, with that and the $3.00 "service charge" to bill me monthly, it comes to $102 all together.
Re: Insurance rates (Mr. Poopypants)
Posted: Tue Aug 10, 2004 5:03 pm
by jmf2
354.20 for 6 months, body injury 100/300k, prop 100k, uninsured 25/50k, 500 ded on comp/collision, multi car discount, 5 year good driving record.My chevy metro is 399.30 for the same coverage (?!)BUT my 18 yr old daughters is 819.20 for 6 months driving a suzuki swift.
Re: Insurance rates (Mr. Poopypants)
Posted: Fri Aug 20, 2004 8:01 am
by Heh! heh!
How about $5546.88 Cdn per year (in Eastern Ontario) with State Farm, two cars, 4 drivers (two under 25), down from $8040 for 3 cars five drivers (three under 25)!