GenVibe - Community for Pontiac Vibe Enthusiasts

i pay 466/month for 60 months at 14.99 intrest. what is ur payment? i got a charge of for a car i crashed and did not know the insurace did not pay the whole thing..

$390 at 8.25% interest for 72 months. Gee, just think, another 3.25 years and this turd is all mine! Might as well say I've been paying $502/month for this thing for the last year, as I had to finance the GM Protection Plan interest free because I couldn't afford to buy it outright. That was a wise investment though! The GMPP payment will continue for the next few months then the warranty will be paid for.

wow, i pay 168.6 bucks less then you do... over the shorter period

Yep. I didn't want to go 72 months, but I kinda didn't have much of a choice. The previous loan was 60 months, but I owed $8K on a car that was worth $3250 on trade. So I went up to 72 months and ended up with a payment that was $3 more each month than the previous loan.

$0 a month for 0 months...CASH baby CASH!

368/month (CDN Dollars) @6.4% with 10 months left on it.

359 a month @ 3.8%

355$ (CDN) a month 0% interest for 60 months with 33 months left

I bought my 2004 used for $12,900. Loaned $11,900 for 60 months at 5.24% for a monthly payment of $226.

$278 per month for 60 months @ 3.9%. You do the math...

$294/month with 0% interest for five years. Being an exisiting GMAC customer was a tremendous help and they rewarded me for it.

$465Can/mo - 1.9% for 48 months - **ONLY** 47months to go!!!

Mine is $350 a month for 60 monthsHers is $375 an month for 60 monthsExact same car but a year a part and the car she traded in was a POS, that we ended up owing some off of the trade, she's been paying $400 to make up some ground

Don't feel so smug about interest rates of 0%, 1.9%, even 3.9%. You paid for it somewhere else - like in forfeiting the rebate.I don't borrow money but I know plenty of people that do. The unsubsidized rate for a 60 month loan for a person with an excellent credit score should not be more than 6%. A 72 month loan might push that to 7%. Those with some home equity often use that kind of a loan so the interest is a bit lower AND it is deductible. A 72 month home equity loan mught be 6.5% and if you are in the 25% bracket that brings the real cost down to 4.875%. Some home equity loans have a slight up front cost.

$309/month (Canadian dollars) over 48 months for my '06 Vibe.

that's with an interest rate of 4.25%.

x

I pay $749 a month 0% for 36 months

Quote, originally posted by ColonelPanic » Gee, just think, another 3.25 years and this turd is all mine! OT, but you should get one of these for your car

$351.82/mo at 4.9%

413/month 50 months (refi.) @ 4.9%

Man, looks you Vibers all have that schtuff, uhh, what's that called, uhh, oh, CREDIT! Joatmon, yes, I need that turd sticker.

$330.00 for 60 months @ 4.25%

$275per month,60mos@3.24%. The dealership actually shopped for me and got the best rate for me, not the other way 'round.

$130/month 60 months 3.9%

$250 for 60 @ 0%I ain't gonna get anywhere near a last payment though...

Quote, originally posted by ragingfish »I ain't gonna get anywhere near a last payment though...I hope I can say the same about me too... I'm setting myself up for a big hefty screwin' again, but I need something reliable, and that's something I don't have at the moment. I just hope I CAN make it happen..... I know I should wait and pay it off, but I just can't. I don't think the car will last that long, and I know my nerves are already shot as it is.

I financed mine for 4 years....one year left......$300 and some change a month......ONE YEAR LEFT!!!!!!! I'm gonna drive it til the wheels fall off!!!!!!!

Bought my 2004 Vibe used for $12,975.Originally financed at $244 and some cents at 4.9% interest for 60 months. Recently refinanced after 6 months (bank's minimum requirement) and now at $351.41 at 2.9% interest for 36 months.I'm paying $500.00 a month ($250.00 every paycheck/two weeks) so I'm ahead by 3 months right now on payment.Can't wait til it's finally all paid off!

188.01 36 month smartbuy with 25k a yr miles built in with Gap Insurance....Benifit of the GM dealership employee pricing....

312 amonth @ 1.9 % i had to add 4k on negative equity for a sentra spec v.

$520.49 a month. Hasd an ex that pushed me into debt and a chapter 7 and I had a terrible trade in that I was burried in. Go figure huh. But I am on my way to great credit since I have been doing what I have to to get it back on track. Right now I am above average.

$500 at 0% for 48 months. 27 more months to go and she's all mine.

Got my vibe for 16k out the door. I live the GM employee pricing. I also had a 10k downpayment from my integra being stolen so my payemnts are 190 but for 3 years so i have only one more year left.

I have to pay 650,48$CAD/month for 36 months at 0%. Thanks to the graduated rebate I got my 2 first payments for only 50.48$. Actually, there's still 30 payments on my Vibe.

It left me 26 month at 489$ to pay.I have 4 years at 0%

348/ 72 mths, added extended warrenty & gap insurance - still 150 less then I was paying on my SportTrac which I traded in - I have resigned myself that I will always have a car payment - thinking in those terms, will probably trade in about 4 years (high mileage driver).

I just wish I could have locked in a monthly gasoline rate when I bought the Vibe

I have to pay $00.00 only $23.00 for Insurance.My wife just won a 2006 "Mary Kay" Vibe.

Quote, originally posted by crazypaisa »I have to pay $00.00 only $23.00 for Insurance.My wife just won a 2006 "Mary Kay" Vibe.Whoa, You have to show us pictures of that car! (they still paint them pink, don't they?)anyway, back to topicI pay 356.00 month for 72 months, 58 to go.Was paying 459.00 on the first vibe, until my son took it out.Interest rates way too high because of a chapter 7 nine years ago, but I plan to refi after it drops off the credit reports next feb.

Does it look like this?(We were playing with alternate colors in this thread.

Here's the 2006 "Mary Kay Vibe"

Attached files

313.46 a month for 72 months... zero down, 5.9% GMAConly 68 more payments to go and this baby's all mine!

$0.00...m vibe is paid for...and only 34,000 miles on it...

i owe the whole thing but my payments dont start until i get out of college....to my dad, but i should prolly stop buying performance parts for it and saving to pay him off

While I am not going to post my financial figures because I work for a bank, I'd like to adjust the comment that "credit scores determine your APR." The prime rate determines your real APR, otherwise the dealership is getting money out of you a different way.The only line that counts on any financial contract is that little Truth In Lending disclosure that says, "This loan will cost you XXXXX." Dealerships and banks play with the payment amount, term, and percentage rate as a 3-way, moving shell game. You might pay only $100 a month, but if your term is 150 months, who cares?Now, if you are a frequent car trader and will end up paying a car payment anyway (the least economical, but I can see the fun), the monthly payment may make a difference. But even comparing my XXX per month at X% for XX months doesn't mean a whole lot...what if your down payment was bigger than mine? What if your trade-in was worth more than mine? Dealerships also use these figures to confuse a buyer in the sales process.Anyhow, looking over the figures it still looks like I got a decent deal. No more stupid '89 Accord repar bills, and the last tank did 42 mpg.Yee-haw!

$329/month for 48 months, no trade in. 20 months to go.

I've paid cash for every car I've ever bought; from my first air cooled VW Beetle back in 1975, to my '05 Vibe. In 30 1/2 years, I've purchased 4 used cars, and 5 new cars. I'm doing my part to keep the economy going, although my '05 Vibe is the first car I've purchased which was built in the USA.What's really foolish of me is that since 1984, I've owned 2 cars: double the insurance and maintanence.

$241 per month for 60 months at 0.00% I've got 30 months left at the end of the month.

286.75/ mo. for 60 mos. not sure on intrest(have to check paperwork).this is on an auto '04 vibe.