i pay 466/month for 60 months at 14.99 intrest. what is ur payment? i got a charge of for a car i crashed and did not know the insurace did not pay the whole thing..
$390 at 8.25% interest for 72 months. Gee, just think, another 3.25 years and this turd is all mine! Might as well say I've been paying $502/month for this thing for the last year, as I had to finance the GM Protection Plan interest free because I couldn't afford to buy it outright. That was a wise investment though! The GMPP payment will continue for the next few months then the warranty will be paid for.
03 Vibe base. Born 10/14/2002 06:07 AM
Auto, Moon & Tunes, power package. 143k
Neptune/dying clearcoat/primer grey.
Yep. I didn't want to go 72 months, but I kinda didn't have much of a choice. The previous loan was 60 months, but I owed $8K on a car that was worth $3250 on trade. So I went up to 72 months and ended up with a payment that was $3 more each month than the previous loan.
03 Vibe base. Born 10/14/2002 06:07 AM
Auto, Moon & Tunes, power package. 143k
Neptune/dying clearcoat/primer grey.
Mine is $350 a month for 60 monthsHers is $375 an month for 60 monthsExact same car but a year a part and the car she traded in was a POS, that we ended up owing some off of the trade, she's been paying $400 to make up some ground
Don't feel so smug about interest rates of 0%, 1.9%, even 3.9%. You paid for it somewhere else - like in forfeiting the rebate.I don't borrow money but I know plenty of people that do. The unsubsidized rate for a 60 month loan for a person with an excellent credit score should not be more than 6%. A 72 month loan might push that to 7%. Those with some home equity often use that kind of a loan so the interest is a bit lower AND it is deductible. A 72 month home equity loan mught be 6.5% and if you are in the 25% bracket that brings the real cost down to 4.875%. Some home equity loans have a slight up front cost.
2009 Vibe 1.8L Carbon Gray AT Power Pkg 1/12/092003 Vibe 1.8L Neptune AT Mono Power Pkg 1/27/03 [sold 2/2/09]2007 T&C SWB 7/31/07 "Broke people stay broke by living like they're rich. Rich people stay rich by living like they're broke."
Quote, originally posted by ColonelPanic » Gee, just think, another 3.25 years and this turd is all mine! OT, but you should get one of these for your car
$275per month,60mos@3.24%. The dealership actually shopped for me and got the best rate for me, not the other way 'round.
'04 Base Vibe,Lava Two-tone,OBX Carbon fiber shifter,AutoVentshade Hood Protector,Fog Lamp Protectors by Todd Maar(MIVibe-ToolGuy),Tinted, Abyss Top Spoiler, GM exhaust tip
Quote, originally posted by ragingfish »I ain't gonna get anywhere near a last payment though...I hope I can say the same about me too... I'm setting myself up for a big hefty screwin' again, but I need something reliable, and that's something I don't have at the moment. I just hope I CAN make it happen..... I know I should wait and pay it off, but I just can't. I don't think the car will last that long, and I know my nerves are already shot as it is.
03 Vibe base. Born 10/14/2002 06:07 AM
Auto, Moon & Tunes, power package. 143k
Neptune/dying clearcoat/primer grey.
I financed mine for 4 years....one year left......$300 and some change a month......ONE YEAR LEFT!!!!!!! I'm gonna drive it til the wheels fall off!!!!!!!
Heather Proud vibe owner I'M DRIVING IT 'TIL THE WHEELS FALL OFF! IT HAS SURVIVED ABUSE FROM A DUCK......A COYOTE...AN ARMADILLO...A HUGE DEER (NONE OF THEM WERE PETS EITHER ) ...AND A DAUGHTER....WHAT A CAR! 106K AND STILL GOING STRONG!!!!
Bought my 2004 Vibe used for $12,975.Originally financed at $244 and some cents at 4.9% interest for 60 months. Recently refinanced after 6 months (bank's minimum requirement) and now at $351.41 at 2.9% interest for 36 months.I'm paying $500.00 a month ($250.00 every paycheck/two weeks) so I'm ahead by 3 months right now on payment.Can't wait til it's finally all paid off!
Jen's Vibe:: 2004 two-tone base in Frosty :: Automatic :: Exhaust Tip :: Rear Bumper Protector :: Cargo Nets :: Rear Cargo Mat :: Rear Cargo Cover :: "You just got passed by a wagon " decal :: Red glowing "No Smoking" plug in cigarette lighter ::
188.01 36 month smartbuy with 25k a yr miles built in with Gap Insurance....Benifit of the GM dealership employee pricing....
2004 Vibe GT ,Shadow/Black has 64k now.Upgrades,Eibach springs,Injen CAI,Zex Wet Nitrous System 10lb bottle,Haas intercooled turbo, 100+ HP. Dyno w/ Nitrous at 296 to the wheel...stupid fast...it will beat any ones vibe on this website handsdown.7000 dollar investment.worth every penny.Progress Sway Bars,laser defuser,dual exhuast, brembo drilled rotors.New audio pics on cardomain...800 watt amp, 2 x 10" kickers, 4 mid, 4 tweeter mb quart premium...Eclipse Nav.Awesome..New 18" Montegi Jason
$520.49 a month. Hasd an ex that pushed me into debt and a chapter 7 and I had a terrible trade in that I was burried in. Go figure huh. But I am on my way to great credit since I have been doing what I have to to get it back on track. Right now I am above average.
2005 Base Vibe W/ moon and tunes , piaa headlight/foglight bulbs, tein s-tech suspension, cosmo CAI, TRD quickshifter, ES motor mount bushings, magnaflow exhaust, RK sport CF roof rack caps, tinted windows, kenwood KDC-X589 HU/w remote Cardomain Page http://www.cardomain.com/ride/797307
Got my vibe for 16k out the door. I live the GM employee pricing. I also had a 10k downpayment from my integra being stolen so my payemnts are 190 but for 3 years so i have only one more year left.
I have to pay 650,48$CAD/month for 36 months at 0%. Thanks to the graduated rebate I got my 2 first payments for only 50.48$. Actually, there's still 30 payments on my Vibe.
2007 Moonstone VIBE FWD Special Edition with XM Satellite Radio, Stainless exhaust tip, 7 speakers, power group, 16 inch mags, Monotone, A/T, Slate interior, 50/80% Llumar platinium tinted windows, Sherlock Antitheft Marking, Barry Danne Grease Rust-Proofing, K&N air filter, MiVibe-ToolGuy fog lights protector, DIY 3M Filtrete cabin air filter, Toyota rear bumper protector, more to come...TOTALLED 2007-07-17 R.I.P. 2005 Moonstone VIBE FWD
348/ 72 mths, added extended warrenty & gap insurance - still 150 less then I was paying on my SportTrac which I traded in - I have resigned myself that I will always have a car payment - thinking in those terms, will probably trade in about 4 years (high mileage driver).
Quote, originally posted by crazypaisa »I have to pay $00.00 only $23.00 for Insurance.My wife just won a 2006 "Mary Kay" Vibe.Whoa, You have to show us pictures of that car! (they still paint them pink, don't they?)anyway, back to topicI pay 356.00 month for 72 months, 58 to go.Was paying 459.00 on the first vibe, until my son took it out.Interest rates way too high because of a chapter 7 nine years ago, but I plan to refi after it drops off the credit reports next feb.
Current car: 2011 Red Hyundai Elantra. Last Vibe: 2005 Fusion Vibe A/T, power group, moon and tunes, ABS, alloy wheels, window tinting, stone/bug shield. First Vibe: 2003 Salsa Two Tone, A/T, power group, totaled by my son in a rollover accident, 7-8-2004
i owe the whole thing but my payments dont start until i get out of college....to my dad, but i should prolly stop buying performance parts for it and saving to pay him off
While I am not going to post my financial figures because I work for a bank, I'd like to adjust the comment that "credit scores determine your APR." The prime rate determines your real APR, otherwise the dealership is getting money out of you a different way.The only line that counts on any financial contract is that little Truth In Lending disclosure that says, "This loan will cost you XXXXX." Dealerships and banks play with the payment amount, term, and percentage rate as a 3-way, moving shell game. You might pay only $100 a month, but if your term is 150 months, who cares?Now, if you are a frequent car trader and will end up paying a car payment anyway (the least economical, but I can see the fun), the monthly payment may make a difference. But even comparing my XXX per month at X% for XX months doesn't mean a whole lot...what if your down payment was bigger than mine? What if your trade-in was worth more than mine? Dealerships also use these figures to confuse a buyer in the sales process.Anyhow, looking over the figures it still looks like I got a decent deal. No more stupid '89 Accord repar bills, and the last tank did 42 mpg.Yee-haw!
2003 Base Vibe 5-speedMoonroofFactory stereo upgradeHappiness started 9-19-2005
I've paid cash for every car I've ever bought; from my first air cooled VW Beetle back in 1975, to my '05 Vibe. In 30 1/2 years, I've purchased 4 used cars, and 5 new cars. I'm doing my part to keep the economy going, although my '05 Vibe is the first car I've purchased which was built in the USA.What's really foolish of me is that since 1984, I've owned 2 cars: double the insurance and maintanence.
$241 per month for 60 months at 0.00% I've got 30 months left at the end of the month.
http://www.cardomain.com/memberpage/485204 Mods: Lowes Mat in the trunk area, 6 1/2"Rockford Fosgate Fanatic P in the front, Pioneer 6 1/2" 3 ways in the back, JVC KD-LH810, Grafxwerks stuff, Chrome Lugs, Yakima Roof Rack, LandShark, LoadWarior, Bedmount Bike Rack (fits nicely in tracks) and BarrCrafter Snowboard racks